Guidelines for Property Flipping With an FHA Loan
Second Home Appraisal Required in Some Cases
Special Circumstances: Exceptions to the ‘No-Flip’ Rule
CONVENTIONAL LOAN 90 DAY DEED RESTRICTION
FHA'S 90 DAY FLIP RESTRICTION
What does all of this mean? Short of finding the illusive cash buyer, investors will be waiting at least 90 days plus ~30 to 45 days for loans. My advice is to list the property when it's ready, and enter into an agreement with a buyer to execute a contract on day 91. This is really the only way to make the math amount to the 91 + 30 to 45, instead of potentially a whole lot more.